Deal Scorecard

Commercial Real Estate Deal Scorecard

Six inputs, an A–F grade, and the reasoning behind it. Use it as a first-pass filter before spending an hour underwriting.

Deal inputs

Asset class

Purchase price ($)

Year-1 NOI ($)

Annual debt service ($)

Current vacancy (%)

Submarket strength (1–10)

Rent growth YoY (%)

Overall grade

71 / 100 points

A / A-: Strong deal

B+ / B: Worth underwriting

C: Pass unless repositioning

D / F: Move on

Cap rate 7.00% vs 6.8% benchmark

20 pts

0.20 pts above market — priced attractively.

DSCR 1.24x

12 pts

Marginal — expect lender to trim proceeds.

Vacancy 5% vs 6% submarket avg

13 pts

Tighter than submarket — pricing power on renewals.

Submarket strength 7/10

14 pts

Average submarket — no tailwind, no headwind.

Rent growth 2.5% YoY

12 pts

Modest — model flat in your base case.

How the grade is built

Each input maps to a point band. Cap rate and DSCR each carry 25 points because they drive both value and lendability. Submarket strength earns 20. Vacancy and rent growth are worth 15 each, since they set your income trajectory. The result is a 0–100 score bucketed into A–F.

This scorecard is directional, not investment advice. Benchmarks are national 2026 medians and vary meaningfully by submarket. Always underwrite the full deal before signing an LOI.

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